TTAN · NASDAQ · STOCK
ServiceTitan (TTAN) Stock Analysis
$72.60
52W $53.00 – $111.36
57/100
$6.92B
-53.0
0.02
Is TTAN Bullish or Bearish?
Mixed.
Innellis AI committee rates ServiceTitan, Inc. (TTAN) Watch with a composite score of 57/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +3.06 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -16.94 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 4.6x prices in significant intangible value — Value
- ROE of only -8.3% -- cheap may mean cheap for a reason — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Bollinger bandwidth of 38.5% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
57/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 60%
of 287 Technology peers
Value Analyst
neutral
43
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− Price-to-book of 4.6x prices in significant intangible value
Growth Analyst
bullish
60
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 5 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock
− Bollinger bandwidth of 38.5% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 56.9 to 56.9.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
65.2
Neutral
MACD Histogram
2.247
Bullish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Mixed
Support
$60.82
Resistance
$83.43
Bollinger %B
0.88
Inside Bands
Price vs Moving Averages
EMA 9
$69.22
Above
EMA 21
$68.56
Above
EMA 50
$72.25
Above
EMA 200
$77.49
Below
Fundamental Analysis
Valuation
85
Growth
73
Profitability
25
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio
-53.0×
P/B Ratio
4.33×
PEG Ratio
-0.50
Dividend Yield
0.00%
52W High
$111.36
52W Low
$53.00
Quality & Growth
ROE
-1048.1%
ROA
-916.0%
Gross Margin
7108.4%
Operating Margin
-1281.9%
Revenue Growth YoY
—
Debt / Equity
0.03
AI Fundamental Assessment
P/E ratio of -53.0 (inexpensive relative to a 15-40x range); Price-to-book of 4.3x; PEG ratio of -0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of -10.5%; Return on assets of -9.2%; Net margin of -12.1%; Gross margin of 71.1%; Current ratio of 4.55 (healthy short-term liquidity); Debt-to-equity of 0.03; Free cash flow per share is positive (1.33); Most recent quarter beat estimates by 12.3%; 5 consecutive earnings beats; EPS growth decelerating (+37.0% -> +8.1% QoQ); Average YoY EPS growth of 21.2%; Analyst estimates rising over recent quarters
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