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TWLO · NYSE · STOCK

Twilio (TWLO) Stock Analysis

Technology Updated August 19, 2026
$221.77
52W $98.44 – $258.35
63/100
$35.23B
30.9
1.38
AI Committee Verdict
Buy
63/100
Conviction: Moderate · 67% agreement · 6 analysts
+2.6%
-6.8%
0.38:1
Moderate
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.

Is TWLO Bullish or Bearish?

Bullish. Innellis AI committee rates Twilio (TWLO) Buy with a composite score of 63/100 , based on 6 analysts with 67% agreement. Last updated August 19, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +11.95 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -8.05 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is p/e of 370.9 is expensive by classic value standards. The committee is constructive but not yet at full conviction.

Bull & Bear Case

Bull Case
  • 5 consecutive earnings beats -- consistent execution — Growth
  • Price structure making higher highs and higher lows — Technical
  • MACD histogram positive -- bullish momentum — Technical
  • Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
  • Low leverage (debt-to-equity 0.13) -- balance sheet can absorb a shock — Risk
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
Bear Case
  • P/E of 370.9 is expensive by classic value standards — Value
  • ROE of only 1.3% -- cheap may mean cheap for a reason — Value
  • Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
  • Bollinger bandwidth of 49.9% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 19, 2026
Overall Committee Score
63/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 32%
of 287 Technology peers
Value Analyst neutral
44 / 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 370.9 is expensive by classic value standards
Growth Analyst bullish
60 / 100 · High confidence
Strong, accelerating growth with consistent execution
+ 5 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst bullish
69 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst neutral
58 / 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.13) -- balance sheet can absorb a shock
− Bollinger bandwidth of 49.9% signals elevated volatility
Macro Analyst bullish
80 / 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst bullish
68 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 81 articles, 14d)
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2974.99)
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Investment Thesis Evolution

Committee score moved marginally from 63.0 to 63.0.

Comparing 2026-08-18 to 2026-08-19 (1 day apart).

Technical Analysis

RSI (14)
55.9
Neutral
MACD Histogram
2.622
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$216.56
Resistance
$238.30
Bollinger %B
0.69
Inside Bands
Price vs Moving Averages
EMA 9
$231.87 Below
EMA 21
$220.65 Above
EMA 50
$207.69 Above
EMA 200
$166.42 Above

Fundamental Analysis

Valuation
66
Growth
76
Profitability
44
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio 30.9×
P/B Ratio 3.95×
PEG Ratio 0.01
Dividend Yield 0.00%
52W High $258.35
52W Low $98.44
Quality & Growth
ROE 43.3%
ROA 34.6%
Gross Margin 4853.5%
Operating Margin 550.6%
Revenue Growth YoY
Debt / Equity 0.12
AI Fundamental Assessment
P/E ratio of 30.9 (rich relative to a 15-40x range); Price-to-book of 3.9x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 0.4%; Return on assets of 0.3%; Net margin of 20.6%; Gross margin of 48.5%; Current ratio of 4.62 (healthy short-term liquidity); Debt-to-equity of 0.12; Free cash flow per share is positive (7.26); Most recent quarter beat estimates by 9.3%; 5 consecutive earnings beats; EPS growth decelerating (+12.8% -> -2.0% QoQ); Average YoY EPS growth of 23.5%; Analyst estimates rising over recent quarters
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