WEX · NYSE · STOCK
WEX (WEX) Stock Analysis
$172.47
52W $120.03 – $203.99
56/100
$5.88B
17.0
0.84
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is WEX Bullish or Bearish?
Bullish.
Innellis AI committee rates WEX Inc. (WEX) Buy with a composite score of 56/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +18.57 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -1.43 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 26.9% yoy. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 28.2% shows genuine earnings power backing the valuation — Value
- EPS growing 26.9% YoY — Growth
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
- News sentiment is positive (+0.20 across 5 articles, 14d) — News
Bear Case
- Price-to-book of 4.1x prices in significant intangible value — Value
- Debt-to-equity of 3.94 adds balance-sheet risk to the value case — Value
- MACD histogram negative -- bearish momentum — Technical
- High leverage (debt-to-equity 3.94) amplifies downside in a stress scenario — Risk
- Current ratio of 0.54 is tight -- limited short-term liquidity cushion — Risk
- Bollinger bandwidth of 24.8% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
56/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 65%
of 287 Technology peers
Value Analyst
neutral
50
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 28.2% shows genuine earnings power backing the valuation
− Price-to-book of 4.1x prices in significant intangible value
Growth Analyst
bullish
72
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 26.9% YoY
Technical Analyst
neutral
54
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
33
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 3.94) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 5 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 56.2 to 56.4.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
40.4
Neutral
MACD Histogram
-0.664
Bearish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Lh Ll
Support
$171.68
Resistance
$172.67
Bollinger %B
0.31
Inside Bands
Price vs Moving Averages
EMA 9
$173.38
Below
EMA 21
$178.45
Below
EMA 50
$180.02
Below
EMA 200
$166.93
Above
Fundamental Analysis
Valuation
82
Growth
89
Profitability
69
Financial Health
10
Cash Flow
70
Valuation
P/E Ratio
17.0×
P/B Ratio
4.45×
PEG Ratio
0.63
Dividend Yield
0.00%
52W High
$203.99
52W Low
$120.03
Quality & Growth
ROE
2463.4%
ROA
211.2%
Gross Margin
5670.9%
Operating Margin
2548.7%
Revenue Growth YoY
—
Debt / Equity
3.98
AI Fundamental Assessment
P/E ratio of 17.0 (inexpensive relative to a 15-40x range); Price-to-book of 4.4x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 24.6%; Return on assets of 2.1%; Net margin of 12.6%; Gross margin of 56.7%; Current ratio of 1.04 (tight short-term liquidity); Debt-to-equity of 3.98; Free cash flow per share is positive (3.13); Most recent quarter beat estimates by 4.8%; 5 consecutive earnings beats; EPS growth accelerating (+1.0% -> +28.9% QoQ); Average YoY EPS growth of 35.4%; Analyst estimates rising over recent quarters
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