YOU · NYSE · STOCK
Clear Secure (YOU) Stock Analysis
$43.41
52W $29.97 – $69.07
61/100
$4.37B
28.8
0.99
Is YOU Bullish or Bearish?
Bullish.
Innellis AI committee rates Clear Secure, Inc. (YOU) Buy with a composite score of 61/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +14.09 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -5.91 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 31.1% yoy. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 82.4% shows genuine earnings power backing the valuation — Value
- EPS growing 31.1% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock — Risk
Bear Case
- P/E of 38.2 is moderate-to-rich — Value
- Price-to-book of 26.3x prices in significant intangible value — Value
- RSI at 73 is in overbought territory — Technical
- Bollinger bandwidth of 15.1% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
61/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 30%
of 287 Technology peers
Value Analyst
neutral
54
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 82.4% shows genuine earnings power backing the valuation
− P/E of 38.2 is moderate-to-rich
Growth Analyst
bullish
79
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 31.1% YoY
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− RSI at 73 is in overbought territory
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock
− Bollinger bandwidth of 15.1% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 63.0 to 60.9.
- Committee agreement fell notably from 67% to 50%.
- New bearish signals: 3 appeared.
- Bearish pressure eased: 4 signal(s) disappeared.
- Analyst(s) changed stance: Risk Analyst, Technical Analyst.
Analyst-level changes:
- Risk Analyst: stance bullish->neutral; score 80->58 (-22); +1 bearish signal(s).
- Technical Analyst: stance bearish->neutral; score 39->48 (+10); +1 bearish signal(s).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
73.0
Overbought
MACD Histogram
0.635
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$32.41
Resistance
$62.69
Bollinger %B
0.92
Inside Bands
Price vs Moving Averages
EMA 9
$42.06
Above
EMA 21
$41.89
Above
EMA 50
$44.20
Below
EMA 200
$45.41
Below
Fundamental Analysis
Valuation
48
Growth
86
Profitability
89
Financial Health
59
Cash Flow
70
Valuation
P/E Ratio
28.8×
P/B Ratio
21.20×
PEG Ratio
-1.46
Dividend Yield
1.78%
52W High
$69.07
52W Low
$29.97
Quality & Growth
ROE
6142.2%
ROA
837.6%
Gross Margin
6665.6%
Operating Margin
2512.9%
Revenue Growth YoY
—
Debt / Equity
0.53
AI Fundamental Assessment
P/E ratio of 28.8 (moderate relative to a 15-40x range); Price-to-book of 21.2x; PEG ratio of -1.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 61.4%; Return on assets of 8.4%; Net margin of 14.8%; Gross margin of 66.7%; Current ratio of 1.04 (tight short-term liquidity); Debt-to-equity of 0.53; Free cash flow per share is positive (5.05); Most recent quarter beat estimates by 22.0%; 4 consecutive earnings beats; EPS growth accelerating (+22.6% -> +28.9% QoQ); Analyst estimates rising over recent quarters
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