BJ · NYSE · STOCK
BJ's Wholesale Club (BJ) Stock Analysis
$98.54
52W $83.21 – $105.78
61/100
$12.58B
21.4
0.23
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is BJ Bullish or Bearish?
Bullish.
Innellis AI committee rates BJ's Wholesale Club (BJ) Buy with a composite score of 61/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +13.61 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -6.39 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — 5 consecutive earnings beats -- consistent execution. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 27.4% shows genuine earnings power backing the valuation — Value
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.30) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 5.5x prices in significant intangible value — Value
- Current ratio of 0.75 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
61/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 19%
of 72 Consumer Defensive peers
Value Analyst
neutral
59
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 27.4% shows genuine earnings power backing the valuation
− Price-to-book of 5.5x prices in significant intangible value
Growth Analyst
bullish
68
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 5 consecutive earnings beats -- consistent execution
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.30) -- balance sheet can absorb a shock
− Current ratio of 0.75 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 61.8 to 61.4.
- Conviction changed from moderate to contested.
- Committee agreement fell notably from 67% to 50%.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) changed stance: News Analyst.
Analyst-level changes:
- News Analyst: stance bullish->neutral.
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
66.3
Neutral
MACD Histogram
0.599
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Lh Ll
Support
$94.66
Resistance
$99.11
Bollinger %B
0.96
Inside Bands
Price vs Moving Averages
EMA 9
$96.04
Above
EMA 21
$94.60
Above
EMA 50
$93.60
Above
EMA 200
$93.79
Above
Fundamental Analysis
Valuation
37
Growth
83
Profitability
48
Financial Health
31
Cash Flow
70
Valuation
P/E Ratio
21.4×
P/B Ratio
5.71×
PEG Ratio
4.27
Dividend Yield
0.00%
52W High
$105.78
52W Low
$83.21
Quality & Growth
ROE
2631.8%
ROA
770.1%
Gross Margin
1824.4%
Operating Margin
390.4%
Revenue Growth YoY
—
Debt / Equity
1.26
AI Fundamental Assessment
P/E ratio of 21.4 (inexpensive relative to a 15-40x range); Price-to-book of 5.7x; PEG ratio of 4.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 26.3%; Return on assets of 7.7%; Net margin of 2.6%; Gross margin of 18.2%; Current ratio of 0.73 (tight short-term liquidity); Debt-to-equity of 1.26; Free cash flow per share is positive (2.86); Most recent quarter beat estimates by 13.2%; 5 consecutive earnings beats; EPS growth accelerating (+14.6% -> +23.6% QoQ); Average YoY EPS growth of 19.3%; Analyst estimates rising over recent quarters
Get the Full BJ Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →