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CVCO · NASDAQ · STOCK

Cavco Industries, Inc.

Consumer Cyclical Updated August 11, 2026
$594.43
52W $443.34 – $713.01
70/100
$4.58B
25.6
1.28
AI Committee Verdict
Buy
70/100
Conviction: Unanimous · 100% agreement · 6 analysts
Unanimous

Is CVCO Bullish or Bearish?

Bullish. Innellis AI committee rates Cavco Industries, Inc. (CVCO) Buy with a composite score of 70/100 , based on 6 analysts with 100% agreement. Last updated August 11, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +4.69 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -15.31 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The primary driver is low leverage (debt-to-equity 0.01) -- balance sheet can absorb a shock. The main limiting factor is 2 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.

Bull & Bear Case

Bull Case
  • ROE of 17.5% shows genuine earnings power backing the valuation — Value
  • Price structure making higher highs and higher lows — Technical
  • MACD histogram positive -- bullish momentum — Technical
  • Trend and market structure agree -- coherent bullish picture — Technical
  • Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
  • Low leverage (debt-to-equity 0.01) -- balance sheet can absorb a shock — Risk
Bear Case
Insufficient data for bear case.
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 11, 2026
Overall Committee Score
70/100
Agreement
100%
Analysts
6
Conviction
Unanimous
Sector Rank
Top 6%
of 178 Consumer Cyclical peers
Value Analyst bullish
65 / 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ ROE of 17.5% shows genuine earnings power backing the valuation
Growth Analyst bullish
65 / 100 · Low confidence
Strong, accelerating growth with consistent execution
Technical Analyst bullish
69 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst bullish
80 / 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.01) -- balance sheet can absorb a shock
Macro Analyst bullish
78 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst bullish
66 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.25 across 4 articles, 14d)
Portfolio Manager neutral
55 / 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
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Technical Analysis

RSI (14)
61.3
Neutral
MACD Histogram
2.844
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$490.05
Resistance
$600.66
Bollinger %B
0.91
Inside Bands
Price vs Moving Averages
EMA 9
$579.31 Above
EMA 21
$575.13 Above
EMA 50
$567.45 Above
EMA 200
$549.01 Above

Fundamental Analysis

Valuation
72
Profitability
58
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio 25.6×
P/B Ratio 4.12×
PEG Ratio -85.14
Dividend Yield 0.00%
52W High $713.01
52W Low $443.34
Quality & Growth
ROE 1727.3%
ROA 1277.9%
Gross Margin 2315.3%
Operating Margin 961.7%
Revenue Growth YoY
Debt / Equity 0.04
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 25.6 (moderate relative to a 15-40x range); Price-to-book of 4.1x; PEG ratio of -85.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 17.3%; Return on assets of 12.8%; Net margin of 7.9%; Gross margin of 23.2%; Current ratio of 2.23 (healthy short-term liquidity); Debt-to-equity of 0.04; Free cash flow per share is positive (30.44); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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