DDS · NYSE · STOCK
Dillard's (DDS) Stock Analysis
$655.44
52W $503.06 – $741.98
58/100
$10.25B
15.0
1.19
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is DDS Bullish or Bearish?
Bullish.
Innellis AI committee rates Dillard's, Inc. (DDS) Buy with a composite score of 58/100
, based on 6 analysts with 50% agreement.
Last updated September 06, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +17.08 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -2.92 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Growth Analyst remains cautious — revenue declining -8.2% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 34.2% shows genuine earnings power backing the valuation — Value
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 5.6x prices in significant intangible value — Value
- Revenue declining -8.2% YoY -- this is not a growth story right now — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Bollinger bandwidth of 16.3% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 06, 2026
Overall Committee Score
58/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 55%
of 178 Consumer Cyclical peers
Value Analyst
neutral
59
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 34.2% shows genuine earnings power backing the valuation
− Price-to-book of 5.6x prices in significant intangible value
Growth Analyst
bearish
25
/ 100 · Moderate confidence
Growth story is weak, decelerating, or inconsistent
− Revenue declining -8.2% YoY -- this is not a growth story right now
Technical Analyst
bullish
69
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock
− Bollinger bandwidth of 16.3% signals elevated volatility
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2704.43)
Investment Thesis Evolution
Committee score moved marginally from 58.8 to 57.9.
- Bullish support removed: 1 signal(s) disappeared.
- Analyst(s) changed stance: Value Analyst.
Analyst-level changes:
- Value Analyst: stance bullish->neutral; score 64->59 (-5).
Comparing 2026-09-05 to 2026-09-06 (1 day apart).
Technical Analysis
RSI (14)
68.9
Neutral
MACD Histogram
1.963
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$588.95
Resistance
$680.53
Bollinger %B
0.82
Inside Bands
Price vs Moving Averages
EMA 9
$636.46
Above
EMA 21
$622.45
Above
EMA 50
$602.59
Above
EMA 200
$584.16
Above
Fundamental Analysis
Valuation
83
Growth
65
Profitability
75
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio
15.0×
P/B Ratio
4.83×
PEG Ratio
0.74
Dividend Yield
4.75%
52W High
$741.98
52W Low
$503.06
Quality & Growth
ROE
3207.4%
ROA
1628.0%
Gross Margin
3919.0%
Operating Margin
1103.1%
Revenue Growth YoY
—
Debt / Equity
0.22
AI Fundamental Assessment
P/E ratio of 15.0 (inexpensive relative to a 15-40x range); Price-to-book of 4.8x; PEG ratio of 0.7 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 32.1%; Return on assets of 16.3%; Net margin of 10.3%; Gross margin of 39.2%; Current ratio of 3.03 (healthy short-term liquidity); Debt-to-equity of 0.22; Free cash flow per share is positive (40.49); Most recent quarter beat estimates by 45.1%; EPS growth decelerating (-28.2% -> -33.0% QoQ); Average YoY EPS growth of 34.8%; Analyst estimates falling over recent quarters
Get the Full DDS Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →