DDS · NYSE · STOCK
Dillard's, Inc.
$648.33
52W $467.82 – $741.98
56/100
$10.09B
15.4
1.19
Is DDS Bullish or Bearish?
Mixed.
Innellis AI committee rates Dillard's, Inc. (DDS) Watch with a composite score of 56/100
, based on 6 analysts with 50% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +4.46 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -15.54 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Growth Analyst remains cautious — revenue declining -7.0% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 14.9 is inexpensive for the broad market — Value
- ROE of 33.8% shows genuine earnings power backing the valuation — Value
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 5.6x prices in significant intangible value — Value
- Revenue declining -7.0% YoY -- this is not a growth story right now — Growth
- EPS declining -6.7% YoY despite any revenue growth — Growth
- RSI at 80 is in overbought territory — Technical
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical
- Bollinger bandwidth of 21.1% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
56/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 65%
of 178 Consumer Cyclical peers
Value Analyst
bullish
64
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 14.9 is inexpensive for the broad market
− Price-to-book of 5.6x prices in significant intangible value
Growth Analyst
bearish
18
/ 100 · Moderate confidence
Growth story is weak, decelerating, or inconsistent
− Revenue declining -7.0% YoY -- this is not a growth story right now
Technical Analyst
neutral
57
/ 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− RSI at 80 is in overbought territory
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock
− Bollinger bandwidth of 21.1% signals elevated volatility
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
80.2
Overbought
MACD Histogram
6.125
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$588.95
Resistance
$680.53
Bollinger %B
0.98
Inside Bands
Price vs Moving Averages
EMA 9
$617.70
Above
EMA 21
$595.37
Above
EMA 50
$580.23
Above
EMA 200
$576.85
Above
Fundamental Analysis
Valuation
82
Profitability
74
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio
15.4×
P/B Ratio
4.98×
PEG Ratio
0.95
Dividend Yield
4.83%
52W High
$741.98
52W Low
$467.82
Quality & Growth
ROE
3207.4%
ROA
1628.0%
Gross Margin
3780.8%
Operating Margin
1055.5%
Revenue Growth YoY
—
Debt / Equity
0.27
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 15.4 (inexpensive relative to a 15-40x range); Price-to-book of 5.0x; PEG ratio of 0.9 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 32.1%; Return on assets of 16.3%; Net margin of 10.0%; Gross margin of 37.8%; Current ratio of 2.37 (healthy short-term liquidity); Debt-to-equity of 0.27; Free cash flow per share is positive (48.16); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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