GM · NYSE · STOCK
General Motors (GM) Stock Analysis
$86.98
52W $54.33 – $91.85
49/100
$79.53B
44.0
1.33
Is GM Bullish or Bearish?
Mixed.
Innellis AI committee rates General Motors (GM) Watch with a composite score of 49/100
, based on 6 analysts with 33% agreement.
Last updated August 25, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.78 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.22 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Risk Analyst remains cautious — high leverage (debt-to-equity 2.13) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Price-to-book of 1.2x is a discount to asset value — Value
- 5 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- P/E of 38.9 is moderate-to-rich — Value
- ROE of only 3.1% -- cheap may mean cheap for a reason — Value
- Debt-to-equity of 2.13 adds balance-sheet risk to the value case — Value
- Revenue declining -1.1% YoY -- this is not a growth story right now — Growth
- EPS declining -55.1% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 25, 2026
Overall Committee Score
49/100
Agreement
33%
Analysts
6
Conviction
Contested
Sector Rank
Top 93%
of 178 Consumer Cyclical peers
Value Analyst
neutral
46
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ Price-to-book of 1.2x is a discount to asset value
− P/E of 38.9 is moderate-to-rich
Growth Analyst
bearish
38
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
+ 5 consecutive earnings beats -- consistent execution
− Revenue declining -1.1% YoY -- this is not a growth story right now
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.13) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
55
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3063.01)
Investment Thesis Evolution
Committee score moved marginally from 49.2 to 49.2.
Comparing 2026-08-24 to 2026-08-25 (1 day apart).
Technical Analysis
RSI (14)
60.4
Neutral
MACD Histogram
-0.421
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.58
Inside Bands
Price vs Moving Averages
EMA 9
$86.30
Above
EMA 21
$85.62
Above
EMA 50
$83.33
Above
EMA 200
$76.74
Above
Fundamental Analysis
Valuation
67
Growth
75
Profitability
9
Financial Health
25
Cash Flow
70
Valuation
P/E Ratio
44.0×
P/B Ratio
1.30×
PEG Ratio
-0.64
Dividend Yield
0.75%
52W High
$91.85
52W Low
$54.33
Quality & Growth
ROE
441.3%
ROA
95.9%
Gross Margin
573.7%
Operating Margin
97.8%
Revenue Growth YoY
—
Debt / Equity
2.06
AI Fundamental Assessment
P/E ratio of 44.0 (rich relative to a 15-40x range); Price-to-book of 1.3x; PEG ratio of -0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 4.4%; Return on assets of 1.0%; Net margin of 1.0%; Gross margin of 5.7%; Current ratio of 1.14 (tight short-term liquidity); Debt-to-equity of 2.06; Free cash flow per share is positive (17.94); Most recent quarter beat estimates by 8.4%; 5 consecutive earnings beats; EPS growth decelerating (+47.4% -> -3.5% QoQ); Average YoY EPS growth of 41.1%; Analyst estimates rising over recent quarters
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