LEN · NYSE · STOCK
Lennar (LEN) Stock Analysis
$76.67
52W $73.75 – $133.76
57/100
$19.04B
14.5
1.38
Is LEN Bullish or Bearish?
Mixed.
Innellis AI committee rates Lennar (LEN) Watch with a composite score of 57/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +2.62 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -17.38 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.27) -- balance sheet can absorb a shock. Growth Analyst remains cautious — revenue declining -8.0% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 13.9 is inexpensive for the broad market — Value
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.27) -- balance sheet can absorb a shock — Risk
Bear Case
- Revenue declining -8.0% YoY -- this is not a growth story right now — Growth
- EPS declining -47.8% YoY despite any revenue growth — Growth
- 4 consecutive earnings misses -- execution concerns — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
57/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 42%
of 178 Consumer Cyclical peers
Value Analyst
bullish
68
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.9 is inexpensive for the broad market
Growth Analyst
bearish
22
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− Revenue declining -8.0% YoY -- this is not a growth story right now
Technical Analyst
neutral
49
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.27) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
60
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 57.4 to 57.4.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
40.3
Neutral
MACD Histogram
-0.302
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Lh Ll
Bollinger %B
0.21
Inside Bands
Price vs Moving Averages
EMA 9
$78.14
Below
EMA 21
$79.67
Below
EMA 50
$82.03
Below
EMA 200
$92.37
Below
Fundamental Analysis
Valuation
100
Growth
21
Profitability
32
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio
14.5×
P/B Ratio
0.85×
PEG Ratio
-0.30
Dividend Yield
2.61%
52W High
$133.76
52W Low
$73.75
Quality & Growth
ROE
946.4%
ROA
603.6%
Gross Margin
951.7%
Operating Margin
534.3%
Revenue Growth YoY
—
Debt / Equity
0.20
AI Fundamental Assessment
P/E ratio of 14.5 (inexpensive relative to a 15-40x range); Price-to-book of 0.8x; PEG ratio of -0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 9.5%; Return on assets of 6.0%; Net margin of 4.1%; Gross margin of 9.5%; Current ratio of 8.38 (healthy short-term liquidity); Debt-to-equity of 0.20; Free cash flow per share is positive (3.41); Most recent quarter missed estimates by 9.2%; 4 consecutive earnings misses; EPS growth decelerating (+33.3% -> -4.0% QoQ); Average YoY EPS growth of -48.0%; Analyst estimates rising over recent quarters
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