LINC · NASDAQ · STOCK
Lincoln Educational Services (LINC) Stock Analysis
$23.51
52W $17.29 – $56.34
62/100
$745.12M
31.7
0.83
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is LINC Bullish or Bearish?
Bullish.
Innellis AI committee rates Lincoln Educational Services Corporation (LINC) Buy with a composite score of 62/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +12.71 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -7.29 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 58.4% yoy. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- EPS growing 58.4% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.16) -- balance sheet can absorb a shock — Risk
- News sentiment is positive (+0.50 across 4 articles, 14d) — News
Bear Case
- P/E of 32.3 is moderate-to-rich — Value
- Price structure making lower highs and lower lows — Technical
- Trend and market structure agree -- coherent bearish picture — Technical
- Daily trend (downtrend) conflicts with the weekly trend (uptrend) -- fighting the larger trend — Technical
- Current ratio of 0.86 is tight -- limited short-term liquidity cushion — Risk
- Bollinger bandwidth of 24.0% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
62/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 15%
of 72 Consumer Defensive peers
Value Analyst
neutral
55
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 32.3 is moderate-to-rich
Growth Analyst
bullish
79
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 58.4% YoY
Technical Analyst
neutral
46
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
neutral
55
/ 100 · High confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.16) -- balance sheet can absorb a shock
− Current ratio of 0.86 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
74
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.50 across 4 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 60.5 to 62.3.
- New bearish signals: 2 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- News Analyst: score 68->74 (+5); +1 bullish signal(s).
- Risk Analyst: score 50->55 (+5); +1 bearish signal(s).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
58.5
Neutral
MACD Histogram
0.405
Bullish Momentum
Trend Direction
Downtrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$18.69
Resistance
$23.66
Bollinger %B
0.50
Inside Bands
Price vs Moving Averages
EMA 9
$22.91
Above
EMA 21
$23.70
Below
EMA 50
$27.78
Below
EMA 200
$33.12
Below
Fundamental Analysis
Valuation
67
Growth
76
Profitability
53
Financial Health
41
Cash Flow
70
Valuation
P/E Ratio
31.7×
P/B Ratio
3.63×
PEG Ratio
0.52
Dividend Yield
0.00%
52W High
$56.34
52W Low
$17.29
Quality & Growth
ROE
1001.5%
ROA
405.5%
Gross Margin
5984.2%
Operating Margin
592.5%
Revenue Growth YoY
—
Debt / Equity
1.13
AI Fundamental Assessment
P/E ratio of 31.7 (rich relative to a 15-40x range); Price-to-book of 3.6x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.0%; Return on assets of 4.1%; Net margin of 4.0%; Gross margin of 59.8%; Current ratio of 0.96 (tight short-term liquidity); Debt-to-equity of 1.13; Free cash flow per share is positive (0.78); Most recent quarter beat estimates by 7400.0%; 4 consecutive earnings beats; EPS growth accelerating (-67.4% -> -57.1% QoQ); Analyst estimates falling over recent quarters
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