LOW · NYSE · STOCK
Lowe's Companies (LOW) Stock Analysis
$186.07
52W $178.45 – $293.06
50/100
$104.29B
15.7
0.88
Is LOW Bullish or Bearish?
Mixed.
Innellis AI committee rates Lowe's Companies (LOW) Watch with a composite score of 50/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +9.58 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -10.42 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Risk Analyst remains cautious — high leverage (debt-to-equity 15.16) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 264.5% shows genuine earnings power backing the valuation — Value
- 5 consecutive earnings beats -- consistent execution — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Price-to-book of 85.1x prices in significant intangible value — Value
- Debt-to-equity of 15.16 adds balance-sheet risk to the value case — Value
- EPS declining -2.7% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- Trend and market structure agree -- coherent bearish picture — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
50/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 85%
of 178 Consumer Cyclical peers
Value Analyst
neutral
50
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 264.5% shows genuine earnings power backing the valuation
− Price-to-book of 85.1x prices in significant intangible value
Growth Analyst
neutral
44
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 5 consecutive earnings beats -- consistent execution
− EPS declining -2.7% YoY despite any revenue growth
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 15.16) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 50.4 to 50.4.
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
48.1
Neutral
MACD Histogram
0.621
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Lh Ll
Bollinger %B
0.39
Inside Bands
Price vs Moving Averages
EMA 9
$185.29
Above
EMA 21
$189.36
Below
EMA 50
$198.22
Below
EMA 200
$220.29
Below
Fundamental Analysis
Valuation
99
Growth
63
Profitability
42
Financial Health
63
Cash Flow
70
Valuation
P/E Ratio
15.7×
P/B Ratio
-13.98×
PEG Ratio
-5.32
Dividend Yield
2.61%
52W High
$293.06
52W Low
$178.45
Quality & Growth
ROE
-6709.7%
ROA
1229.0%
Gross Margin
3308.2%
Operating Margin
1138.1%
Revenue Growth YoY
—
Debt / Equity
-5.65
AI Fundamental Assessment
P/E ratio of 15.7 (inexpensive relative to a 15-40x range); Price-to-book of -14.0x; PEG ratio of -5.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of -67.1%; Return on assets of 12.3%; Net margin of 7.3%; Gross margin of 33.1%; Current ratio of 1.10 (tight short-term liquidity); Debt-to-equity of -5.65; Free cash flow per share is positive (12.52); Most recent quarter beat estimates by 3.1%; 5 consecutive earnings beats; EPS growth decelerating (+53.0% -> +45.2% QoQ); Average YoY EPS growth of 1.6%; Analyst estimates rising over recent quarters
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