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Life Time Group Holdings, Inc.

Consumer Cyclical Updated August 11, 2026
$43.81
52W $24.14 – $47.23
62/100
$9.79B
23.3
1.50
AI Committee Verdict
Buy
62/100
Conviction: Contested · 83% agreement · 6 analysts
Contested

Is LTH Bullish or Bearish?

Bullish. Innellis AI committee rates Life Time Group Holdings, Inc. (LTH) Buy with a composite score of 62/100 , based on 6 analysts with 83% agreement. Last updated August 11, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +12.60 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -7.40 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — current ratio of 0.63 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • EPS growing 79.1% YoY — Growth
  • Price structure making higher highs and higher lows — Technical
  • Trend and market structure agree -- coherent bullish picture — Technical
  • Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
  • MACD histogram negative -- bearish momentum — Technical
  • Weekly RSI at 78 -- overbought on the larger timeframe too — Technical
  • Current ratio of 0.63 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 11, 2026
Overall Committee Score
62/100
Agreement
83%
Analysts
6
Conviction
Contested
Sector Rank
Top 32%
of 178 Consumer Cyclical peers
Value Analyst bullish
62 / 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
Growth Analyst bullish
75 / 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ EPS growing 79.1% YoY
Technical Analyst bullish
61 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst bearish
35 / 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.63 is tight -- limited short-term liquidity cushion
Macro Analyst bullish
78 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst bullish
64 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 15 articles, 14d)
Portfolio Manager neutral
55 / 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
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Technical Analysis

RSI (14)
51.4
Neutral
MACD Histogram
-0.366
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.56
Inside Bands
Price vs Moving Averages
EMA 9
$43.80 Above
EMA 21
$43.12 Above
EMA 50
$40.20 Above
EMA 200
$33.16 Above

Fundamental Analysis

Valuation
82
Profitability
67
Financial Health
30
Cash Flow
15
Valuation
P/E Ratio 23.3×
P/B Ratio 2.95×
PEG Ratio 0.31
Dividend Yield 0.00%
52W High $47.23
52W Low $24.14
Quality & Growth
ROE 1195.3%
ROA 425.1%
Gross Margin 6927.1%
Operating Margin 1727.3%
Revenue Growth YoY
Debt / Equity 1.29
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 23.3 (inexpensive relative to a 15-40x range); Price-to-book of 2.9x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 12.0%; Return on assets of 4.3%; Net margin of 13.0%; Gross margin of 69.3%; Current ratio of 0.66 (tight short-term liquidity); Debt-to-equity of 1.29; Free cash flow per share is negative (-0.68); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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