LTH · NYSE · STOCK
Life Time Group Holdings (LTH) Stock Analysis
$40.60
52W $24.14 – $47.24
61/100
$9.08B
21.6
1.49
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is LTH Bullish or Bearish?
Bullish.
Innellis AI committee rates Life Time Group Holdings, Inc. (LTH) Buy with a composite score of 61/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +14.00 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -6.00 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 79.1% yoy. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- EPS growing 79.1% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- News sentiment is positive (+0.30 across 10 articles, 14d) — News
Bear Case
- Current ratio of 0.63 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
61/100
Agreement
67%
Analysts
6
Conviction
Contested
Sector Rank
Top 21%
of 178 Consumer Cyclical peers
Value Analyst
bullish
62
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
Growth Analyst
bullish
79
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 79.1% YoY
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.63 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
67
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.30 across 10 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 61.0 to 61.0.
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
52.9
Neutral
MACD Histogram
0.171
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$26.43
Resistance
$47.23
Bollinger %B
0.61
Inside Bands
Price vs Moving Averages
EMA 9
$40.37
Above
EMA 21
$40.69
Below
EMA 50
$41.10
Below
EMA 200
$36.15
Above
Fundamental Analysis
Valuation
85
Growth
94
Profitability
67
Financial Health
30
Cash Flow
15
Valuation
P/E Ratio
21.6×
P/B Ratio
2.73×
PEG Ratio
0.29
Dividend Yield
0.00%
52W High
$47.24
52W Low
$24.14
Quality & Growth
ROE
1195.3%
ROA
425.1%
Gross Margin
6927.1%
Operating Margin
1727.3%
Revenue Growth YoY
—
Debt / Equity
1.29
AI Fundamental Assessment
P/E ratio of 21.6 (inexpensive relative to a 15-40x range); Price-to-book of 2.7x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 12.0%; Return on assets of 4.3%; Net margin of 13.0%; Gross margin of 69.3%; Current ratio of 0.66 (tight short-term liquidity); Debt-to-equity of 1.29; Free cash flow per share is negative (-0.68); Most recent quarter beat estimates by 12.0%; 4 consecutive earnings beats; EPS growth accelerating (-27.8% -> +15.4% QoQ); Analyst estimates rising over recent quarters
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