PAG · NYSE · STOCK
Penske Automotive Group (PAG) Stock Analysis
$196.48
52W $140.12 – $227.00
55/100
$12.88B
14.4
0.91
Is PAG Bullish or Bearish?
Mixed.
Innellis AI committee rates Penske Automotive Group (PAG) Watch with a composite score of 55/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +5.20 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -14.80 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 13.9 is inexpensive for the broad market. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 13.9 is inexpensive for the broad market — Value
- ROE of 16.5% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- EPS declining -1.0% YoY despite any revenue growth — Growth
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 0.99 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
55/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 60%
of 178 Consumer Cyclical peers
Value Analyst
bullish
70
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.9 is inexpensive for the broad market
Growth Analyst
neutral
48
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− EPS declining -1.0% YoY despite any revenue growth
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.99 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 54.9 to 54.8.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
30.6
Neutral
MACD Histogram
-1.127
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$163.99
Resistance
$226.58
Bollinger %B
0.14
Inside Bands
Price vs Moving Averages
EMA 9
$200.21
Below
EMA 21
$205.14
Below
EMA 50
$206.87
Below
EMA 200
$187.88
Above
Fundamental Analysis
Valuation
96
Growth
65
Profitability
37
Financial Health
30
Cash Flow
70
Valuation
P/E Ratio
14.4×
P/B Ratio
2.21×
PEG Ratio
-2.63
Dividend Yield
2.88%
52W High
$227.00
52W Low
$140.12
Quality & Growth
ROE
1681.7%
ROA
509.0%
Gross Margin
1612.4%
Operating Margin
377.8%
Revenue Growth YoY
—
Debt / Equity
1.59
AI Fundamental Assessment
P/E ratio of 14.4 (inexpensive relative to a 15-40x range); Price-to-book of 2.2x; PEG ratio of -2.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 16.8%; Return on assets of 5.1%; Net margin of 2.8%; Gross margin of 16.1%; Current ratio of 0.98 (tight short-term liquidity); Debt-to-equity of 1.59; Free cash flow per share is positive (9.00); Most recent quarter beat estimates by 4.8%; 2 consecutive earnings beats; EPS growth accelerating (+7.8% -> +18.7% QoQ); Average YoY EPS growth of -4.2%; Analyst estimates rising over recent quarters
Get the Full PAG Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →