PSMT · NASDAQ · STOCK
PriceSmart (PSMT) Stock Analysis
$169.85
52W $111.68 – $199.84
61/100
$5.30B
33.0
0.74
Is PSMT Bullish or Bearish?
Bullish.
Innellis AI committee rates PriceSmart, Inc. (PSMT) Buy with a composite score of 61/100
, based on 6 analysts with 50% agreement.
Last updated October 14, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +13.61 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -6.39 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.16) -- balance sheet can absorb a shock. Portfolio Manager remains cautious — 2 existing position pair(s) are highly correlated already. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.16) -- balance sheet can absorb a shock — Risk
Bear Case
- P/E of 32.9 is moderate-to-rich — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- No news coverage in the last 14 days -- limited independent confirmation either way — News
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 14, 2026
Overall Committee Score
61/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 20%
of 72 Consumer Defensive peers
Value Analyst
neutral
55
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 32.9 is moderate-to-rich
Growth Analyst
neutral
50
/ 100 · Moderate confidence
Moderate growth -- present but not remarkable
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.16) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager
bearish
35
/ 100 · Low confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− 2 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score moved marginally from 63.9 to 61.4.
- New bearish signals: 1 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Macro Analyst: score 80->65 (-15).
- Portfolio Manager: score 30->35 (+5).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-13 to 2026-10-14 (1 day apart).
Technical Analysis
RSI (14)
45.1
Neutral
MACD Histogram
0.171
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$167.37
Resistance
$198.90
Bollinger %B
0.31
Inside Bands
Price vs Moving Averages
EMA 9
$169.99
Below
EMA 21
$170.64
Below
EMA 50
$172.99
Below
EMA 200
$162.48
Above
Fundamental Analysis
Valuation
31
Growth
38
Profitability
34
Financial Health
67
Cash Flow
70
Valuation
P/E Ratio
33.0×
P/B Ratio
3.73×
PEG Ratio
3.40
Dividend Yield
0.82%
52W High
$199.84
52W Low
$111.68
Quality & Growth
ROE
1161.6%
ROA
638.6%
Gross Margin
1763.5%
Operating Margin
455.0%
Revenue Growth YoY
—
Debt / Equity
0.23
AI Fundamental Assessment
P/E ratio of 33.0 (rich relative to a 15-40x range); Price-to-book of 3.7x; PEG ratio of 3.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.6%; Return on assets of 6.4%; Net margin of 2.8%; Gross margin of 17.6%; Current ratio of 1.21 (tight short-term liquidity); Debt-to-equity of 0.23; Free cash flow per share is positive (2.44); Most recent quarter beat estimates by 5.5%; 2 consecutive earnings beats; EPS growth decelerating (+25.6% -> -21.0% QoQ); Analyst estimates falling over recent quarters
Get the Full PSMT Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →