THO · NYSE · STOCK
Thor Industries (THO) Stock Analysis
$63.85
52W $63.73 – $122.83
52/100
$3.32B
18.8
1.42
Is THO Bullish or Bearish?
Mixed.
Innellis AI committee rates Thor Industries (THO) Watch with a composite score of 52/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +8.33 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -11.67 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Growth Analyst remains cautious — eps declining -30.1% yoy despite any revenue growth. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Price-to-book of 0.9x is a discount to asset value — Value
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- Low leverage (debt-to-equity 0.22) -- balance sheet can absorb a shock — Risk
Bear Case
- ROE of only 4.1% -- cheap may mean cheap for a reason — Value
- EPS declining -30.1% YoY despite any revenue growth — Growth
- 2 consecutive earnings misses -- execution concerns — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- RSI at 22 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
52/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 79%
of 178 Consumer Cyclical peers
Value Analyst
bullish
60
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ Price-to-book of 0.9x is a discount to asset value
− ROE of only 4.1% -- cheap may mean cheap for a reason
Growth Analyst
bearish
29
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− EPS declining -30.1% YoY despite any revenue growth
Technical Analyst
neutral
41
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.22) -- balance sheet can absorb a shock
− Bollinger bandwidth of 15.0% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score weakened from 55.4 to 51.7.
- New bearish signals: 3 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) changed stance: Risk Analyst.
Analyst-level changes:
- Risk Analyst: stance bullish->neutral; score 80->58 (-22); +1 bearish signal(s).
- Technical Analyst: +2 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
22.3
Oversold
MACD Histogram
-0.426
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Support
$63.27
Resistance
$81.62
Bollinger %B
-0.04
Below Lower Band
Price vs Moving Averages
EMA 9
$67.25
Below
EMA 21
$69.56
Below
EMA 50
$72.51
Below
EMA 200
$81.44
Below
Fundamental Analysis
Valuation
95
Growth
49
Profitability
14
Financial Health
90
Cash Flow
70
Valuation
P/E Ratio
18.8×
P/B Ratio
0.78×
PEG Ratio
-0.62
Dividend Yield
3.26%
52W High
$122.83
52W Low
$63.73
Quality & Growth
ROE
416.6%
ROA
255.2%
Gross Margin
1262.1%
Operating Margin
205.1%
Revenue Growth YoY
—
Debt / Equity
0.20
AI Fundamental Assessment
P/E ratio of 18.8 (inexpensive relative to a 15-40x range); Price-to-book of 0.8x; PEG ratio of -0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 4.2%; Return on assets of 2.6%; Net margin of 1.8%; Gross margin of 12.6%; Current ratio of 1.77 (healthy short-term liquidity); Debt-to-equity of 0.20; Free cash flow per share is positive (3.22); Most recent quarter missed estimates by 12.4%; 2 consecutive earnings misses; EPS growth decelerating (+447.1% -> -58.1% QoQ); Analyst estimates rising over recent quarters
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