UL · NYSE · STOCK
Unilever (UL) Stock Analysis
$62.25
52W $54.75 – $74.98
54/100
$134.13B
21.5
0.41
Is UL Bullish or Bearish?
Mixed.
Innellis AI committee rates Unilever PLC (UL) Watch with a composite score of 54/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.32 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.68 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.33 across 9 articles, 14d). Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 12.7 is inexpensive for the broad market — Value
- ROE of 58.5% shows genuine earnings power backing the valuation — Value
- Dividend yield of 4.0% pays you to wait — Value
- EPS growing 68.4% YoY — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Price-to-book of 8.0x prices in significant intangible value — Value
- Debt-to-equity of 1.78 adds balance-sheet risk to the value case — Value
- Revenue declining -10.7% YoY -- this is not a growth story right now — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- High leverage (debt-to-equity 1.78) amplifies downside in a stress scenario — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
54/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 65%
of 72 Consumer Defensive peers
Value Analyst
neutral
55
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ P/E of 12.7 is inexpensive for the broad market
− Price-to-book of 8.0x prices in significant intangible value
Growth Analyst
neutral
45
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 68.4% YoY
− Revenue declining -10.7% YoY -- this is not a growth story right now
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.78) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
68
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 9 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 52.4 to 53.7.
- New bearish signals: 1 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Technical Analyst: score 49->56 (+8); +1 bullish signal(s).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
61.4
Neutral
MACD Histogram
0.091
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Support
$61.94
Resistance
$67.42
Bollinger %B
0.62
Inside Bands
Price vs Moving Averages
EMA 9
$61.33
Above
EMA 21
$61.71
Above
EMA 50
$62.09
Above
EMA 200
$62.76
Below
Fundamental Analysis
Valuation
61
Growth
42
Profitability
91
Financial Health
13
Cash Flow
70
Valuation
P/E Ratio
21.5×
P/B Ratio
7.38×
PEG Ratio
0.43
Dividend Yield
3.53%
52W High
$74.98
52W Low
$54.75
Quality & Growth
ROE
6099.8%
ROA
1344.2%
Gross Margin
9899.2%
Operating Margin
2638.7%
Revenue Growth YoY
—
Debt / Equity
1.98
AI Fundamental Assessment
P/E ratio of 21.5 (inexpensive relative to a 15-40x range); Price-to-book of 7.4x; PEG ratio of 0.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 61.0%; Return on assets of 13.4%; Net margin of 12.8%; Gross margin of 99.0%; Current ratio of 0.74 (tight short-term liquidity); Debt-to-equity of 1.98; Free cash flow per share is positive (3.32); Most recent quarter beat estimates by 2.2%; 2 consecutive earnings beats; EPS growth decelerating (+17.4% -> -31.8% QoQ); Average YoY EPS growth of 6.1%; Analyst estimates falling over recent quarters
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