UTI · NYSE · STOCK
Universal Technical Institute, Inc.
$25.56
52W $21.29 – $51.34
53/100
$1.40B
40.6
1.24
Is UTI Bullish or Bearish?
Mixed.
Innellis AI committee rates Universal Technical Institute, Inc. (UTI) Watch with a composite score of 53/100
, based on 6 analysts with 67% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.67 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.33 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Technical Analyst remains cautious — rsi at 21 is in oversold territory (could mean either capitulation or a bounce setup). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Low leverage (debt-to-equity 0.27) -- balance sheet can absorb a shock — Risk
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- P/E of 37.4 is moderate-to-rich — Value
- Price-to-book of 5.4x prices in significant intangible value — Value
- EPS declining -25.9% YoY despite any revenue growth — Growth
- RSI at 21 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
53/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 81%
of 72 Consumer Defensive peers
Value Analyst
neutral
47
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
− P/E of 37.4 is moderate-to-rich
Growth Analyst
neutral
42
/ 100 · Moderate confidence
Moderate growth -- present but not remarkable
− EPS declining -25.9% YoY despite any revenue growth
Technical Analyst
bearish
38
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 21 is in oversold territory (could mean either capitulation or a bounce setup)
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.27) -- balance sheet can absorb a shock
− Bollinger bandwidth of 57.2% signals elevated volatility
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
20.6
Oversold
MACD Histogram
-1.583
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$25.20
Resistance
$33.46
Bollinger %B
-0.04
Below Lower Band
Price vs Moving Averages
EMA 9
$32.68
Below
EMA 21
$36.68
Below
EMA 50
$38.87
Below
EMA 200
$35.76
Below
Fundamental Analysis
Valuation
53
Profitability
73
Financial Health
57
Cash Flow
15
Valuation
P/E Ratio
40.6×
P/B Ratio
4.08×
PEG Ratio
-0.88
Dividend Yield
0.00%
52W High
$51.34
52W Low
$21.29
Quality & Growth
ROE
1920.6%
ROA
762.8%
Gross Margin
6150.8%
Operating Margin
500.9%
Revenue Growth YoY
—
Debt / Equity
1.04
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 40.6 (rich relative to a 15-40x range); Price-to-book of 4.1x; PEG ratio of -0.9 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 19.2%; Return on assets of 7.6%; Net margin of 3.9%; Gross margin of 61.5%; Current ratio of 1.30 (tight short-term liquidity); Debt-to-equity of 1.04; Free cash flow per share is negative (-0.42); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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