WHR · NYSE · STOCK
Whirlpool (WHR) Stock Analysis
$28.82
52W $28.39 – $94.82
50/100
$1.87B
9.8
1.18
Is WHR Bullish or Bearish?
Mixed.
Innellis AI committee rates Whirlpool Corporation (WHR) Watch with a composite score of 50/100
, based on 6 analysts with 33% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.37 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.63 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 10.2 is inexpensive for the broad market. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 10.2 is inexpensive for the broad market — Value
- Price-to-book of 1.5x is a discount to asset value — Value
- Dividend yield of 6.8% pays you to wait — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Debt-to-equity of 2.39 adds balance-sheet risk to the value case — Value
- Revenue declining -3.9% YoY -- this is not a growth story right now — Growth
- 3 consecutive earnings misses -- execution concerns — Growth
- Price structure making lower highs and lower lows — Technical
- RSI at 15 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
50/100
Agreement
33%
Analysts
6
Conviction
Contested
Sector Rank
Top 89%
of 178 Consumer Cyclical peers
Value Analyst
bullish
65
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 10.2 is inexpensive for the broad market
− Debt-to-equity of 2.39 adds balance-sheet risk to the value case
Growth Analyst
bearish
40
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− Revenue declining -3.9% YoY -- this is not a growth story right now
Technical Analyst
neutral
41
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
bearish
33
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.39) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
53
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 49.5 to 49.6.
- New bearish signals: 3 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 4 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: +2 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
15.1
Oversold
MACD Histogram
-0.037
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Bollinger %B
0.08
Inside Bands
Price vs Moving Averages
EMA 9
$30.02
Below
EMA 21
$31.89
Below
EMA 50
$35.12
Below
EMA 200
$49.66
Below
Fundamental Analysis
Valuation
100
Growth
26
Profitability
21
Financial Health
26
Cash Flow
15
Valuation
P/E Ratio
9.8×
P/B Ratio
0.48×
PEG Ratio
0.22
Dividend Yield
6.24%
52W High
$94.82
52W Low
$28.39
Quality & Growth
ROE
1162.9%
ROA
198.1%
Gross Margin
1351.1%
Operating Margin
363.2%
Revenue Growth YoY
—
Debt / Equity
2.05
AI Fundamental Assessment
P/E ratio of 9.8 (inexpensive relative to a 15-40x range); Price-to-book of 0.5x; PEG ratio of 0.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.6%; Return on assets of 2.0%; Net margin of 1.3%; Gross margin of 13.5%; Current ratio of 1.15 (tight short-term liquidity); Debt-to-equity of 2.05; Free cash flow per share is negative (-2.48); Most recent quarter missed estimates by 281.1%; 3 consecutive earnings misses; EPS growth accelerating (-150.9% -> +62.5% QoQ); Average YoY EPS growth of -115.7%; Analyst estimates falling over recent quarters
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