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WHR · NYSE · STOCK

Whirlpool (WHR) Stock Analysis

Consumer Cyclical Updated August 18, 2026
$39.60
52W $35.45 – $96.57
58/100
$2.68B
14.0
1.13
AI Committee Verdict
Watch
58/100
Conviction: Contested · 50% agreement · 6 analysts
+43.0%
-7.1%
6.06:1
Contested

Is WHR Bullish or Bearish?

Mixed. Innellis AI committee rates Whirlpool Corporation (WHR) Watch with a composite score of 58/100 , based on 6 analysts with 50% agreement. Last updated August 18, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +2.50 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -17.50 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — high leverage (debt-to-equity 2.39) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • P/E of 14.9 is inexpensive for the broad market — Value
  • Price-to-book of 1.5x is a discount to asset value — Value
  • Dividend yield of 6.8% pays you to wait — Value
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
  • MACD histogram positive -- bullish momentum — Technical
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
Bear Case
  • Debt-to-equity of 2.39 adds balance-sheet risk to the value case — Value
  • Revenue declining -3.9% YoY -- this is not a growth story right now — Growth
  • 3 consecutive earnings misses -- execution concerns — Growth
  • High leverage (debt-to-equity 2.39) amplifies downside in a stress scenario — Risk
  • Current ratio of 0.76 is tight -- limited short-term liquidity cushion — Risk
  • Bollinger bandwidth of 30.8% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 18, 2026
Overall Committee Score
58/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 61%
of 178 Consumer Cyclical peers
Value Analyst bullish
65 / 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 14.9 is inexpensive for the broad market
− Debt-to-equity of 2.39 adds balance-sheet risk to the value case
Growth Analyst bearish
40 / 100 · High confidence
Growth story is weak, decelerating, or inconsistent
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− Revenue declining -3.9% YoY -- this is not a growth story right now
Technical Analyst neutral
58 / 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst bearish
33 / 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.39) amplifies downside in a stress scenario
Macro Analyst bullish
80 / 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst bullish
68 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 33 articles, 14d)
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2963.04)
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Investment Thesis Evolution

Committee score moved marginally from 57.5 to 57.5.

Comparing 2026-08-17 to 2026-08-18 (1 day apart).

Technical Analysis

RSI (14)
48.6
Neutral
MACD Histogram
0.256
Bullish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Lh Ll
Support
$38.42
Resistance
$59.15
Bollinger %B
0.60
Inside Bands
Price vs Moving Averages
EMA 9
$42.11 Below
EMA 21
$40.97 Below
EMA 50
$41.41 Below
EMA 200
$56.79 Below

Fundamental Analysis

Valuation
100
Growth
26
Profitability
21
Financial Health
26
Cash Flow
15
Valuation
P/E Ratio 14.0×
P/B Ratio 0.68×
PEG Ratio 0.32
Dividend Yield 10.76%
52W High $96.57
52W Low $35.45
Quality & Growth
ROE 1162.9%
ROA 198.1%
Gross Margin 1351.1%
Operating Margin 363.2%
Revenue Growth YoY
Debt / Equity 2.05
AI Fundamental Assessment
P/E ratio of 14.0 (inexpensive relative to a 15-40x range); Price-to-book of 0.7x; PEG ratio of 0.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.6%; Return on assets of 2.0%; Net margin of 1.3%; Gross margin of 13.5%; Current ratio of 1.15 (tight short-term liquidity); Debt-to-equity of 2.05; Free cash flow per share is negative (-2.48); Most recent quarter missed estimates by 281.1%; 3 consecutive earnings misses; EPS growth accelerating (-150.9% -> +62.5% QoQ); Average YoY EPS growth of -115.7%; Analyst estimates falling over recent quarters
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Explore WHR Further

📈 Rating History 💰 Earnings 📰 Recent Events 🔄 What Changed 📖 Thesis Evolution 🔍 Similar Stocks
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